Free College Student Planners
|
|
999+ PSD Photoshop Templates Wedding / Business cards / Photo frames / Calendars $9.99 |
|
|
1977 KERRY AWN STEVIE RAY VAUGHAN ASLEEP SOAP CREEK CALENDAR ARMADILLO POSTER $89.99 |
The Ugly Truth about College Financial Aid by Bob Proctor
Many parents assume their child would never meet the criteria for financial aid. Financial aid comes in many forms and failing to at least try to qualify for it is a huge mistake made by numerous parents of college bound students.
One of the many myths we hear is that parents believe their income is too high. Granted, a high level of income will not help you qualify for a large sum of free financial aid, but you need to understand that income is only part of the equation. The overall formula used by the Department of Education is complex and confusing. Do not let a high level of income deter you from attempting to qualify.
Another often heard excuse is “my student’s grades are too low”. Unless your child is failing, aid has nothing to do with grades. The intricate government formula simply does not include grades. If your child is failing, would college be a wise pursuit anyway?
Sixty-five percent of American families own their own home. One of the myths is that this eliminates families from aid consideration. Again, this is baloney. On the federal aid form (FAFSA) you will not find a space to insert information about your home.
“Aid is only for special groups” is another popular argument. Again, the formula for qualifying does not ask about where you are in relation to society – the criteria are strictly based on certain financial numbers the Department of Education requires.
Probably the biggest misconception we hear is that guidance counselors and financial aid officers (or your accountant) can do all of this for you because it is an easy process. First of all, it is not an easy process. Secondly, if you think doing your taxes every year is complex and time consuming let me introduce you to another phase of government you will love to hate. The colleges pray that you will go through this entire process unarmed and will take advantage of your ignorance. Going to them for help is analogous to going to the IRS to complete your taxes. Yes, they will do them – but in whose interest are they working?
Those who know and understand the process win the financial aid game. To master this game you’ll have to maneuver the complex formulas, rules, and regulations the Department of Education has devised. This information is not readily accessible and provides no guidance as to the best way to ultimately pay for what is referred to as the “expected family contribution”.
Professional college planners offer parents the opportunity to tap into their expertise at a nominal cost. You’ll benefit by sending your student to college for a reasonable amount of money while fully complying with all forms and procedures. And, you can accomplish this without going broke. By employing professionals, you’ll achieve peace of mind knowing that everything that could possibly be done for your child is covered.
Article Source: http://www.earticlesonline.com/Article/The-Ugly-Truth-about-College-Financial-Aid/285493
|
|
U Chic, 2E, 2E: The College Girl’s Guide to Everything $4.98 U Chic gives an edge to today’s high achieving college girl. It’s not just about good grades or being at the top of the class, but having a great social experience. Written by a savvy group of fifty accomplished students and journalists, this book covers everything from birth control and eating disorders to how to maintain that all-important GPA. Head of the Class: Picking the right major, gettin… |
|
|
Becoming A Master Student, 12th edition $39.98 The Twelfth Edition of the bestselling Becoming a Master Student continues to lead the way in meeting the changing needs of today’s first-year students. Through interactive journaling, a motivational writing style, and hands-on activities that students can apply right away, this text helps students succeed in college and in life. The Twelfth Edition’s clean, sophisticated interior design appeals t… |
|
|
The College Cookbook: An Alternative to the Meal Plan $3.10 Quick, inexpensive, and imaginative recipes devised by college students accompany hints on basic cooking skills and advice on buying foodstuffsTitle: The College CookbookAuthor: Harrington, GeriPublisher: Workman Pub CoPublication Date: 1988/01/08Number of Pages: Binding Type: PAPERBACKLibrary of Congress: 87072356… |
|
|
You Need A Budget (YNAB) – Personal Finance Software $62.00 Praised across the internet as hands-down the “best budgeting software”, You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnec… |